Anyone, at some point, can find that they have more money going out than coming in. It is important that as soon as you realise there is a problem you contact your creditors to make arrangements to pay or re-negotiate the payments you are already making. This is so that they are more affordable and you will be able to maintain the payments set.
Here are some useful contacts numbers for creditors:
| Council Tax |
Visit the offices at:
7 Waterloo Street, Birmingham, B52 5PG
For further contact information, see your council tax bill |
| Electricity |
Npower, George Road, Erdington, Birmingham, B23 7QL
0845 714 5146 |
| Gas |
British Gas, Admail AA3119 Southampton SO1 0NU.
Gas Enquiries: 0845 609 1122
Electricity Enquiries: 0845 7888 400 |
| Water Charges |
Severn Trent Water, 20 Lionel Street, Birmingham B3 1AQ
08457 500 500 |
| Fines |
Victoria Law Courts, Corporation Street, Birmingham B4 6QA
0121 212 6666 |
| County Court Proceedings |
Birmingham County Court, 33 Bull Street, Birmingham, B4 6DS
0121 681 4441 |
Here are some contact details of organisations that can help you, if you are struggling to pay your bills or are facing court action.
| Electricity and Gas |
Contact Energy Watch
08459 060 708 |
| Water Charges (OFWAT) |
Office of Water Services
0121 644 5252 |
| Telephone (OFTEL) |
Office of Telecommunications
08457 145 000 |
| Help at Court |
Court Welfare Officer
0121 681 3125 |
| Debt Advice Team |
Run by Birmingham City Council
0121 303 2087 |
| Neighbourhood Offices |
For your nearest office look in the phone book or contact
0121 303 9944 |
| Trinity Housing & Resource Centre (Free money and grant advice) |
173A Lozells Road
Lozells
Birmingham
B19 1RN
0121 554 8745 |
| The Consumer Centre |
155/157 Corporation Street
Birmingham
B4 6PH
0121 606 6031 |
| Citizens Advice Bureau |
City Centre Bureau
Corporation Street
Birmingham
B4 6AJ
0121 236 5977 |
| Consumer Credit Counselling Service |
3rd Floor
21 Bennetts Hill
Birmingham
B2 5QP |